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From a HousingWire.com online article:

Real estate startup ZeroDown, which launched earlier this year, boasts a unique business model. Aiming to help more people become homeowners in the pricey San Francisco Bay Area, the company removes several of the largest hurdles from the homebuying process, namely the down payment and mortgage, and buys homes for its customers outright.

But it doesn’t give the properties away. Rather, the company buys the house with its own funds, without requiring its customers to put down a down payment or assume a mortgage, then leases the property to the customer for a period of as long as five years.

https://www.zerodown.com/

From a SmallChange.com project listing:

Small Change raised $82,000 in equity to help construct Plattform at 930 Mellon, a Passive, highly energy efficient and modular house which replenishes a long vacant lot in the Highland Park neighborhood of Pittsburgh.

With the help of a successful crowdfunding raise on Small Change, Plattform at 930 Mellon will be the first of three houses to be built on three vacant lot in Pittsburgh’s Highland Park neighborhood.. Designed to Passivhaus standards by Laura Nettleton of Thoughtful Balance, the modular house will be prefabricated and 85% complete before ever reaching the site.

To read more click on the following link: https://learn.smallchange.com/plattform-at-930-mellon/